Loansharks in Malaysia hold ‘funerals’ for debtors

They hold mock wakes in new intimidation tactic for defaulters and post their actions on social media, reveals an official.

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Chong (seated, left) and Ivan (right) holding a conference alongside the three ah long victims in Kuala Lumpur. PHOTO: THE STAR

July 2, 2025

KUALA LUMPUR – They used to issue threats, throw paint and even firebomb homes. Now, ah long have gone one step further – they are “killing” borrowers.

Well, not literally.

Instead, they are holding “elaborate funerals” for the defaulters and posting their actions on social media, reveals Datuk Seri Michael Chong.

The MCA Public Services and Complaints Department head said a victim by the name of Tan saw a portrait of himself in a wake setting, with curses hurled using a joss stick shared on Facebook.

It caused confusion about his death and embarrassment for Tan. It is also taboo for the Chinese to have a funeral when they are alive.

“The man had borrowed RM10,000 in February for his business and had paid RM6,000.

“Previously he had taken five different loans totalling RM50,000, all of which had been settled.

“On June 26, the ah long sent him a picture of a staged wake, which has since been deleted.

“This kind of intimidation shows how low they can go. They are using psychological fear against borrowers,” he said at Wisma MCA yesterday.

Chong also spoke about another man named Chan, who is facing constant demands to pay more from a suspected runner going by the name of Kai Qiang.

“The man had borrowed RM700 but paid RM1,000 to Kai Qiang.

“I suspect that this person, who is a runner, has gone rogue without the knowledge of the boss.

“We have a duty to expose such individuals because some of these money lenders are legitimate,” he said.

Chan had borrowed from nine different loan sharks, and has settled two on his own. For the remaining seven, he has managed to settle RM4,800 out of RM12,500.

In another case, Chong said a mother had disowned her son Chang Kok Wah, 37, from Cheras who left home on June 17, leaving his mother and family members to face threats from ah long.

Faced with demanding phone calls and threats to kidnap her grandchildren, Kuek Bee Bee, 63, from Cheras pleaded for the harassment to stop.

“Madam Kuek paid RM13,000 of the debts in May, but the son borrowed more. They don’t know his whereabouts since he left.

“The family was even locked out of their home with an iron chain and padlock with a note instructing them to contact seve­ral numbers. The family lodged three reports in June,” Chong said.

As of June, the MCA has received 165 ah long related cases invol­ving a sum of RM18.6mil of which over 85% are from the Chinese community, Chong added.

The bureau’s deputy chief Ivan Tan said stricter laws were needed to address the issue of loan sharks.

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